Every market pays its own way. One integration reaches them all.
Your markets need specific local methods and card processing. Local Payment Methods and Card Processing — one integration for both.
- One commercial relationship
- Direct local integrations
- In-house fraud controls
- PCI DSS Level 1
- FINTRAC-registered MSB
Payments infrastructure. Connected at every layer
The System
Local Payment Methods and Card Processing sit under one commercial relationship, across every method and market in your account. Nothing to stitch together on your end.
02 · Card Processing
01 · Local Payment Methods — full detail
The market
Every market pays its own way
Payment infrastructure is national. Buyers reach for the wallet on their phone, the QR code at the counter, the bank transfer they trust — and a checkout that presents those instruments converts. Your account presents each market its own methods, in its own currency, over direct local rails.
The methods
The instruments buyers actually hold
QR Payments
One scan at checkout, confirmed in the buyer's own app, completed on the spot.
eWallets
Buyers pay from the balance of the wallet apps they use daily, confirmed in-app.
Bank Wires
Direct transfers over local banking rails, from the buyer's own account, in the market's native currency.
Every method is integrated directly with its operator and tested before it is listed.
02 · Card Processing — full detail
Process Cards Globally
- Acquiring across Visa, Mastercard, Apple Pay, and Google Pay
- Smart routing per transaction across approval rates, latency, and cost — configured to your account by our team
- Network tokenisation: raw PANs replaced with scheme tokens, reducing decline rates on stored credentials and recurring transactions
- 3DS with frictionless flow where supported, full challenge where required — version-aware across PSD2 SCA and equivalent regimes
- Fallback routing on soft declines, within the same session, pre-configured before a decline ever occurs
What sets the account apart
Why Vianta
Four things make this account different from most providers.
- 01
Unified API
One integration, however it suits your stack — REST API, mobile SDK, CMS plugins, or a hosted payment page. That single connection opens every payment method in your account, across every country we cover. New markets, no new engineering.
- 02
One relationship
Card Processing and Local Payment Methods sit under one commercial relationship, across every market you're live in. No provider patchwork to manage as coverage grows.
- 03
Smart routing
Every transaction is routed along the path most likely to be approved, and that routing is adjusted continuously as rail and acquirer performance shifts. The result is a measurable lift in approval ratios — revenue recovered from payments that would otherwise decline.
- 04
Risk management
Risk is run in-house. Proprietary fraud modules score every transaction, layered with 3DS and a wider set of fraud tools — velocity, device and behavioural checks — tuned per merchant and market. Genuine customers pass through cleanly; fraud is stopped before it reaches settlement.
Start a conversation
A short conversation goes a long way
Most engagements with Vianta start with a thirty-minute call to scope the actual requirement, not a pitch.
If you are evaluating local payment method coverage for a new market, or need card processing alongside it, that is the conversation worth having.
FINTRAC-registered MSB · PCI DSS Level 1 · No obligation