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Every market pays its own way. One integration reaches them all.

Each market needs its own local methods, and every market needs cards. Vianta runs both on one integration.

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Hosted checkout · Indonesia · illustrativeAn animated demonstration of Vianta's hosted payment page for a transaction of Rp 1.250.000 in Indonesia. The demonstration rearranges the Apple Pay option, shows that a payment method can be hidden or kept, then opens the bank-transfer step, listing Bank Mandiri, Bank BRI, Bank Central Asia (BCA), Bank Negara Indonesia (BNI), PermataBank and CIMB Niaga for payment by virtual account, before returning to the payment view showing Apple Pay, Google Pay, QRIS, bank transfer and card options.
  • Visa
  • Mastercard
  • Apple Pay
  • Google Pay
  • QRIS
  • One commercial relationship
  • Direct local integrations
  • In-house fraud controls
  • PCI DSS Level 1
  • FINTRAC-registered MSB
  • 2 + 3

    pay-in methods and pay-out channels live

  • 1

    integration, under one commercial relationship

  • 4

    steps from the first call to live processing

A new market used to mean a new stack. With Vianta, every market's payments land in one record.

Illustrative: for each market, a merchant today runs its own contract, acquirer portal, settlement file and reconciliation sheet. With Vianta, every payment lands in one record: a QRIS payment, a Virtual Accounts payment and a card payment side by side.

The methods your customers already use. Grouped by how they pay, listed by where they are live.

  • Pay-in

    QR payments

    QRIS

  • Pay-in

    Bank transfer

    Virtual Accounts

  • Pay-out

    Real-time bank payouts

    BI-Fast

  • Pay-out

    Standard bank payouts

    Non BI-Fast

  • Pay-out

    E-wallet payouts

    E-Wallet

Illustrative: a QRIS payment of Rp 1.250.000 on the customer's phone, ready to pay from any QRIS app.
  • Indonesia
    Pay-in
    QRIS, Virtual Accounts
    Pay-out
    BI-Fast, Non BI-Fast, E-Wallet
    Currency
    IDR
    Status
    Live
All methods and markets

One platform behind every payment. Cards, payouts, routing and risk, in the same account.

Card processing. Visa and Mastercard, with 3-D Secure and network tokens.

An illustrative authorisation record as it appears in a Vianta account: a card payment in USD, the network token and the masked funding card, and the result — approved, response code 00 — set as a typeset record.

Payouts. Each recipient on the rail that suits them.

Four illustrative payouts in IDR across BI-Fast, Non BI-Fast and E-Wallet: two paid, one processing and one returned, Rp 20.800.000 in all, each tracked by its own event.

Smart routing. A soft decline, retried on a second route.

Illustrative: a Visa payment of USD 1,240.00 is declined softly on its first route, retried on a second route in the same session, and approved.

Risk screening. Every payment scored before it is approved.

Illustrative: four risk rules checked on one payment, three passed and one flagged; a score of 24 against a threshold of 70, so the payment is approved.

One integration, whichever way you build. Every route reaches the same account and the same events.

  • Hosted payment page

    Redirect to it, or embed it in your checkout.

  • Server-to-server API

    Cards and local methods from your own backend.

  • Hosted card fields

    Card fields we host, inside your own form.

  • Mobile SDK

    For in-app payments.

  • Plugins

    For the commerce platform you already run.

The platform in full
One payment in three steps: your server creates it, the customer pays on the hosted payment page, and a signed event confirms it at your endpoint.
Illustrative events for one card payment: created, the customer on the payment page, 3-D Secure passed, payment successful, then added to the day's settlement. Only the success means the payment is paid; the other events are steps.

Who you are working with. Vianta Payments Ltd., incorporated in Canada.

Credentials

Entity
Vianta Payments Ltd.
Standing
FINTRAC-registered MSB
Card data
PCI DSS Level 1
Fraud
In-house fraud controls
Incorporated
Canada
The company in full

How engagements run. Four steps from the first call to live processing.

  1. Scope

    A thirty-minute call on your markets and methods — the actual requirement, in your words.

  2. Terms

    One commercial relationship, drawn to cover Local Payment Methods and Card Processing together.

  3. Integration

    One integration against the unified API — sandbox first, tested before anything is listed.

  4. Live

    Methods and cards running under your account, with per-transaction settlement records from day one.

A short conversation goes a long way.

If you are evaluating local payment method coverage for a new market, or need card processing alongside it, that is the conversation worth having.

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FINTRAC-registered MSB · PCI DSS Level 1 · No obligation

Payment record · illustrative

Method
QRIS
Amount
Rp 1.250.000
Status
Paid
Settlement
In the day's batch