Skip to content

What happens between pay and paid. Every payment authenticated, routed and screened, through one integration.

Local Payment Methods, Card Processing and Payouts, reached through one integration. Routing, fraud screening and reconciliation run in-house on every transaction, and the dashboard shows each one as it happens.

Apply for sandbox accessContact our technical team
  • Reports by market and method, in each market's currency
  • CSV and XLS export
  • A feed for your BI stack
Merchant dashboard · illustrativeAn illustrative view of the Vianta merchant dashboard: the last 30 days' payment volume, the success rate, and the payments that did not complete, by cause.

Every payment, decided before it moves. Authenticated, routed and screened on its way through the Engine.

Card processing. Visa and Mastercard, with Apple Pay and Google Pay.

3-D Secure, version-aware
Frictionless where the issuer supports it.
Network tokens
A network token stands in for the card number, so stored cards and repeat payments decline less.
Wallets beside the card form
Apple Pay and Google Pay on our own acquiring network, in the same flow.
An illustrative authorisation record as it appears in a Vianta account: a card payment in USD, the network token and the masked funding card, and the result — approved, response code 00 — set as a typeset record.
Illustrative: a Visa payment of USD 1,240.00 authenticated by its issuer without a challenge, with a network token in place of the card number.

Smart routing. Rules set for your account decide each payment's route.

Per transaction
Acquirers and local method providers are weighed against your rules on every payment, before it moves.
Soft declines
A soft decline is retried on the next route, in the same session.
Your rules
Set with our team, and changed without reintegrating.
Illustrative routing rules for one account: cards in US dollars go to Route A, cards in other currencies to Route B, local methods to the method's own operator, and a soft decline is retried on the next route in the same session. The Visa payment of USD 1,240.00 met the first rule and the last.
Illustrative: a Visa payment of USD 1,240.00 is declined softly on its first route, retried on a second route in the same session, and approved.

Risk screening. Every payment scored before it is approved.

In-house
Our own module screens every payment before it reaches settlement, with nothing separate to buy or configure.
Per market and method
Layered with 3-D Secure and applied per transaction, per market and per method.
Calibrated to your account
Our team sets its parameters to your profile and keeps them current as your volume and markets change.
Illustrative: four risk rules checked on one payment, three passed and one flagged; a score of 24 against a threshold of 70, so the payment is approved.
Illustrative: in the last 30 days, 1,532 of 21,889 payments did not complete: 612 customer errors, 498 bank errors, 341 fraud blocks, each stopped before settlement, and 81 system errors.

What the buyer sees. The methods they already use, in the brand they came for.

Methods matched to the market
Each buyer sees the local methods of their own market, in its currency, beside Visa and Mastercard.
Wallets and cards on one page
Apple Pay and Google Pay above the card form, on one page.
Your checkout
Your logo and colours, and the methods you choose, in the order you set.
Talk to an expert about your checkout
Hosted checkout · Indonesia · illustrativeAn animated demonstration of Vianta's hosted payment page for a transaction of Rp 1.250.000 in Indonesia. The demonstration rearranges the Apple Pay option, shows that a payment method can be hidden or kept, then opens the bank-transfer step, listing Bank Mandiri, Bank BRI, Bank Central Asia (BCA), Bank Negara Indonesia (BNI), PermataBank and CIMB Niaga for payment by virtual account, before returning to the payment view showing Apple Pay, Google Pay, QRIS, bank transfer and card options.

Build it your way. Five routes in, every one reaching the same events.

  • Hosted payment page

    Redirect to it, or embed it in your checkout.

    Configured to your brand and methods; card data never touches your server.

  • Server-to-server API

    Cards and local methods from your own backend.

    One endpoint for acceptance, payouts and reporting, across every method and market in your account.

  • Hosted card fields

    Card fields we host, inside your own form.

    Your form and your design; the card fields themselves are ours.

  • Mobile SDK

    For in-app payments.

    iOS and Android, with every method in your account and no browser redirect.

  • Plugins

    For the commerce platform you already run.

    Install it, add your credentials, and your checkout shows every method in your account.

Signed events
An event for every payment and every payout, signed, so your systems never poll.
Sandbox on approval
It mirrors your account: every method, card and local.
One payment in three steps: your server creates it, the customer pays on the hosted payment page, and a signed event confirms it at your endpoint.
Illustrative events for one card payment: created, the customer on the payment page, 3-D Secure passed, payment successful, then added to the day's settlement. Only the success means the payment is paid; the other events are steps.

FAQ

A hosted payment page, redirected to or embedded in your checkout; a server-to-server API; hosted card fields inside your own form; a mobile SDK for in-app payments; and plugins for supported commerce platforms. Each carries cards and local payment methods.

Yes, on approval. It mirrors the full scope of your account, including every payment method.

Yes. Routing rules apply to card transactions and Local Payment Methods alike.

Yes. The dashboard reports fraud-screening outcomes on their own, apart from bank and customer errors, by market and method.

Yes. It runs within Vianta's gateway environment, which operates to PCI DSS Level 1 standards. Card data does not pass through your server.

Yes. Our team updates them, and the change takes effect without reintegrating.

Start with sandbox access.

Apply, and on approval your sandbox mirrors the full scope of your account: every payment method, card and local. No card data passes through your server.

Apply and receive sandbox credentialsContact our technical team

Your sandbox

Methods
Every method in your account
Cards
Visa, Mastercard, Apple Pay, Google Pay
Card data
Never on your server